SEASONAL PROPERTY INSURANCE
Your seasonal property is where you go to get away from it all, so let us worry about your insurance so you can truly get away.
Insuring your cabin is similar to insurance your home, and depending on how much time you spend at your cabin, you can purchase a homeowner’s policy for it. While a cottage is similar to insure, a few other items to consider for insuring your seasonal property are:
Property values – The policy limits of your cabin are often overlooked by owners, and the policies tend to be renewed without reviewing. Rebuilding costs change year to year, which means it’s essential that you consider the limit of insurance on your cabin on an annual basis.
Contents – Depending on your policy, you may have inadequate coverage for your belongings at the cabin.
Wood stove – If you have a wood stove, it must be reported to your insurance broker. Your wood stove must be WETT inspected by a certified professional.
Outbuildings – You should review if your policy has all of your outbuildings listed and adequate limits. Outbuildings could be a boathouse, shed or any other detached structure.
If you are interested in a comprehensive, no-obligation review of your seasonal insurance policy, get in touch with us today. We look forward to reviewing your options with you.