Business Property Insurance

Whether you have a building, lease an office or work from a home office, you have business property that you require insurance against the loss of damage from fire, theft, vandalism, and more.

This coverage would cover the physical assets of your business, including coverage for your building, inventory, equipment, electronics, exterior fixtures, such as outdoor signs, fencing or landscaping, etc.

We can also enhance your property coverage by providing a wide variety of extensions:

• Sewer Backup – this would provide coverage for damage caused by the backing up or overflow of water from sewers, sumps, septic tanks or drains.
• Flood – coverage for your property in case you experience damage caused by flood waves, tides, tidal waves, tsunamis and the breaking out or overflow of any body of water.
• Equipment Breakdown – covers losses resulting from the accidental breakdown of pressure vessels, boilers, production machinery, heating, refrigeration, air conditioning and electronic equipment.
• Business Interruption – will compensate you for loss of income and fixed and extra expenses incurred while your commercial property is being replaced or repaired if your business is temporarily interrupted due to an insured loss.

These are a few coverages that are available to enhance your property coverage.